Many consumers despair when they submit a loan application to their house bank or another German bank and this is rejected because of a bad Credit Bureau. Often they then try desperately to get a loan.
Unfortunately, on dubious paths that mostly not only do not lead to a loan, but also cost a lot of money. It is so easy to take out a loan even with a negative Credit Bureau. You just have to contact a Swiss bank. This is because they grant a Swiss loan without Credit Bureau query.
Why Credit Bureau is becoming a problem
More and more consumers are struggling with a negative Credit Bureau. Whether due to missed payments or the fact that they have too many loans and means of payment: If the banks classify Credit Bureau’s stored data as too negative, it will be difficult to find a reliable loan in Germany.
As more and more consumers are affected by a negative Credit Bureau, there are also more and more opportunities when looking for a loan that can do without the Credit Bureau. The most famous and popular option can be found in Switzerland.
The advantages of a Swiss loan without Credit Bureau query
If you decide to go to Switzerland, as far as you can meet all the requirements, you will find a loan there that is in the area of small loans. It comes with an acceptable interest rate and can be paid out in cash on request. In addition, it can be accepted at almost any bank in Switzerland, so that a long search is not necessary.
These requirements have to be met
However, in order for a Swiss loan to be granted without a Credit Bureau query, the banks require the borrower to meet certain requirements. So this must be in a job subject to social security contributions. The income should be stable and as high as possible so that all costs for the loan can be paid. A bank also requires a co-applicant. This too must be solvent and meet all the requirements for borrowing. If all of the bank’s wishes can be fulfilled, it should not be difficult to find a loan for the planned purchases.